Pension funds, insurance asset managers, family offices, hedge funds and wealth managers are forecasting strong growth in the stablecoin sector with market capitalisation and their use in transactions both set to surge, new global research from CrossLedger Capital, a Cayman regulated credit fund offering secure, professional access to crypto markets, shows (please see the attached press release).

Its study with institutional investors and wealth managers based across 13 countries (US, UK, UAE, EU, Brazil, Singapore, South Korea, Switzerland and Hong Kong) found 85% expect market cap of stablecoins to exceed $3 trillion within five years compared with $200 billion at the end of last year.  The investors questioned expect the rapid expansion in the value of transactions processed through stablecoins to continue. 

At the end of last year over $27 trillion transactions were processed through stablecoins – a three times increase on the previous year. Around 78% of investors believe that will hit $100 trillion within two years with 49% expecting the $50 trillion milestone to be hit this year.

CrossLedger Capital’s study found institutional investors expect rapid growth in the use of stablecoins across a range of functions with transactions and access to DeFI seen as benefiting the most as the table below shows. 

The research from CrossLedger Capital found almost all (98%) agree stablecoins will be a foundational element of DeFI providing the stability and liquidity it needs to thrive.

However investors questioned believe there are risks involved in investing in stablecoins and rank their dependence on reserves whether it’s precious metals or fiat currencies as the biggest risk. Regulatory uncertainty is seen as the second biggest risk ahead of instability in the US dollars given that most stablecoins are linked to it.

See below:

INSTITUTIONAL INVESTORS AND WEALTH MANAGERS EXPECT BOOM IN STABLE COIN MARKET CAP AND TRANSACTIONS

• Global study shows 85% predict market cap will exceed $3 trillion in five years and 88% forecast $100 trillion of transactions within two years
• But stablecoin dependence on reserves and potential instability in the US dollar are risks

Institutional investors and wealth managers are forecasting strong growth in the stablecoin sector with market capitalisation and their use in transactions both set to surge, new global research* from CrossLedger Capital, a regulated credit fund offering secure, professional access to crypto markets without the volatility, shows.

Its study with pension funds, wealth managers, insurance asset managers, family offices and hedge funds in 13 countries found 85% expect market cap of stablecoins to exceed $3 trillion within five years compared with $200 billion at the end of last year.

The investors questioned in the US, UK, UAE, EU, Brazil, Singapore, South Korea, Switzerland and Hong Kong expect the rapid expansion in the value of transactions processed through stablecoins to continue. 

At the end of last year over $27 trillion transactions were processed through stablecoins – a three times increase on the previous year. Around 78% of investors believe that will hit $100 trillion within two years with 49% expecting the $50 trillion milestone to be hit this year.

CrossLedger Capital’s study found institutional investors expect rapid growth in the use of stablecoins across a range of functions with transactions and access to DeFI seen as benefiting the most as the table below shows. 

Stablecoin usage benefits	Percentage of investors expecting a dramatic increase in use over next three years	Percentage of investors expecting a slight increase in use over next three years	Percentage of investors expecting no change in use over next three years	Percentage of investors expecting decrease in use over next three years or don’t know
Fast/low cost transactions	51%	42%	7%	Zero
Diversification	55%	31%	14%	Zero
Parking funds	42%	44%	12%	2%
Accessing DeFI	48%	45%	7%	Zero
Investing for yield	45%	44%	11%	Zero

The research from CrossLedger Capital, which offers institutional-grade infrastructure, uses Fireblocks, the leading digital asset custodian, and is supported by Northen Trust, found almost all (98%) agree stablecoins will be a foundational element of DeFI providing the stability and liquidity it needs to thrive.

However investors questioned believe there are risks involved in investing in stablecoins and rank their dependence on reserves whether it’s precious metals or fiat currencies as the biggest risk. Regulatory uncertainty is seen as the second biggest risk ahead of instability in the US dollars given that most stablecoins are linked to it.

Graham Cooke, CEO and Founder at Brava, said: “Institutional investors and wealth managers worldwide are well aware of the stablecoin growth story and expect it to accelerate in the near term with market capitalisation and value of transactions expanding rapidly.

“Institutions are focused on the wider usage of stablecoins as engagement with the sector increases as underlined by how they see the market developing and their awareness of the risks of investing.”

CrossLedger Capital is the first fund launched by Brava, a non-custodial stablecoin management platform designed to help users access decentralized finance (DeFi) yield opportunities through risk-adjusted strategies.  The fund is built entirely on Brava’s on-chain stablecoin credit & risk infrastructure.

It’s a Cayman-regulated credit fund designed to offer secure, professional access to crypto markets—without the volatility.

NOTE

 * CrossLedger Capital commissioned independent research company Pureprofile to interview 200 institutional investors working for pension funds, wealth managers, insurance asset managers, family offices and hedge funds investing in digital assets in June 2025.   Respondents were based in the US, UK, UAE, Denmark, Brazil, Germany, Italy, Netherlands, Singapore, South Korea, Switzerland, Hong Kong and Luxembourg

About Cross Ledger Capital 

CrossLedger Capital is the first fund launched by Brava, a non-custodial stablecoin management platform designed to help users access decentralized finance (DeFi) yield opportunities through risk-adjusted strategies.  The fund is built entirely on Brava’s on-chain stablecoin credit & risk infrastructure.

It’s a Cayman-regulated credit fund designed to offer secure, professional access to crypto markets—without the volatility.

Institutional-Grade Infrastructure

CrossLedger is built for institutional trust:

• Cayman-regulated structure
• Fireblocks – leading digital asset custodian
• NAV Fund Services – independent fund admin for onboarding, redemptions & reporting
• Northern Trust – tier-1 banking partner

Why CrossLedger Capital

• 8%–12% annual returns
• Fully diversified and institutionally structured
• Next-day liquidity
• No directional exposure to Bitcoin or other volatile assets

Where the Yield Comes From

Returns are powered by 100s of established blockchain-based collateralized lending markets—similar to Lombard loans in traditional finance.

Crypto holders deposit their assets into smart contracts and borrow stablecoins against them, paying interest. If their loan-to-value ratio becomes risky, the system automatically and orderly liquidates collateral—eliminating default risk.

These markets are:

• Highly liquid and transparent
• Backed by $20B+ in active loans
• Battle-tested, with 5+ years of uptime—even through 50%+ drawdowns
• Completely self-correcting, with no systemic defaults or bailouts

About Brava

Brava is a non-custodial stablecoin management platform designed to help users access decentralized finance (DeFi) yield opportunities through risk-adjusted strategies. Built on SAFE infrastructure and supported by comprehensive Nexus Mutual cover, the platform facilitates users in generating returns through automated portfolio management while incorporating risk management measures. For more information, go to Brava | Simplified Stablecoin Management Platform